THE Pag Bank credit card It has no invoice or annual fee, it is a standard digital account card, this card is free and international, with this card we can make withdrawals, purchases and services, you can also use it in all countries that accept the VISA flag.
Cards are the main substitutes for paper bills, since checks are no longer used, we can use cards in practically all establishments!
What is the Pag Bank Card?
This card is managed by the bank PagSeguro S/A, to access it we must register in the digital account, making an investment in CDB, the limit can reach R$100,000.00, there is only the credit version in the VISA brand, while the Mastercard brand is the debit function.
After the request is approved, the initial limit is R$300.00, this card has a yield twice as high as savings, and is also guaranteed by the FGC.
Pag Bank credit card: how does it work?
With this card, you can make purchases in Brazil and abroad, through the credit function you can:
- Buy from websites and stores in different countries where Visa is accepted;
- Purchase digital services and apps using a credit card, such as Netflix and Spotify, for example;
- Make withdrawals from the Banco24Horas network, it is also possible to withdraw abroad with the Plus network.
With the Pag Bank Credit Card, there is also the option of cash credit, so the amounts are discounted directly from your account balance, in this way, only the amounts you have in your account at the time of purchase are debited.
How to apply? Step by step!
To access the Pag Bank card, simply follow the steps below, however, you will receive the card anywhere in Brazil:
- Within the super app, you must click on the “Cards” tab;
- Then click on “Credit Card” and then “I want it!”;
- Set the value you want to have as a limit (starts with R$300);
- Choose the invoice due date;
- Finally, select “Request free card”.
At Pag Bank we can also make investments in CDB, if you applied R$ 350.00, in turn, this amount will become a limit, having an invested amount, you already have a released limit.
How do I increase the limit on this card?
Through investment in CDB, there is no credit analysis, we only have to increase the amount to be invested, the maximum limit authorized for investments is R$100,000.00.
To increase your investment, follow the steps below, starting with R$ 10.00:
- Within the PagBank super app, choose “Cards”;
- Then, click on the credit card option in the PagBank Cards list;
- Click on the “Increase Limit” option;
- The pre-approved limit message will appear, so just click on “Adjust limit”;
- You can choose a ruler to adjust the amount to be released, then click on “Confirm new limit”.
Conclusion
Therefore, the Pag Bank credit card It is an excellent option, especially if you are already a Uol customer, however, on the Pag Bank blog itself you will find great tips to balance your financial life, however, we must remember that you should only apply for a credit card if you really need it.
This way, you will be able to avoid debt and impulse purchases. If you need a card, just buy what you really need!