The hiring of the PAN personal loan It is easy, fast and without any complications, however, if you are in need of money.
It is essential to know this possibility in order to pay your bills or take that trip you've always dreamed of.
THE loan is pre-approved according to the evaluation of your profile, so if you already have an account with the bank and have a good payment history, approval is even more efficient!
How does the PAN Personal Loan work?
The contract can be signed on the same day. You can sign up any day of the week. The money is immediately released into your account.
To complete the hiring process, you must fill out the form on the website and allow the PAN bank consult your data, as determined by the BACEN.
You can also hire in the app. Click on the “Loans” and then click “I want to know more”.
You are allowed to choose the amount you want to get, the payment date and the number of installments.
Finally, we have to confirm the data to receive the money in the account.
What is the loan limit?
The rates of the PAN personal loan are from 3,08% per month, that is, extremely low when compared to other types of credit.
Individuals can perform this loan, and there is no set limit for the loan.
You can improve your chances by Open Finance, for customers who have an account with another institution, it is possible to share information in a completely secure manner, in accordance with the LGPD.
Who is the loan suitable for?
If you are an individual customer and need money, you can take out a loan simply by downloading the bank's app.
Also, don't forget to only borrow the amount you really need to cover your expenses or for other purposes.
However, with personal credit, it is not necessary to inform the reason for the contract, and you can use the contracted amount for any situation.
Advantages
This loan, in addition to being easy to obtain, can bring other advantages to customers. See some of these advantages below:
Money on the same day of hiring
After confirming your registration, you will receive the money in your account. So, if you need an urgent income, this is the best option to hire without having to go to an agency.
Flexible installments
You can afford this loan in up to 24 installments. Before choosing the number of installments, you can use the simulator to check how the loan works.
Affordable rates
The rate for the personal loan is 3.08%. In PAN bank, in addition, other types of credit also offer affordable rates.
Hire via APP
If you have a cell phone, you can sign up directly through the app. In this case, just confirm the information before completing the process.
Disadvantages
Although the rates are considered affordable for loans, customers who have the digital account should be careful.
There is a monthly limit on financial transactions such as withdrawals, transfers and deposits.
How to apply for a PAN Personal Loan?
Access the website from the bank, access the loans tab to apply for a loan.
Choose the payment date and the amount you wish to pay. Don't forget to confirm the details to complete the process.
Therefore, the PAN personal loan is a perfect option for those who need a extra money.
Furthermore, hiring is extremely simple.
You can do it through the institution's website or app.
Be careful with your financial health and think carefully before hiring a loan!